Diminished Value Calculator
See a market-based estimate of the resale value your car lost in the accident — right next to what the insurer's 17c formula would offer. The number is free and shows on screen.
Your honest estimate appears here
Fill in your vehicle and accident details, then see your real diminished value next to the insurer's 17c offer — and the gap between them.
Why you can trust this number
This isn't a number we invented to impress you. Here's exactly how it's built — and what it is and isn't.
It starts with YOUR car's value
The estimate begins from the pre-accident value you enter from KBB or Edmunds — your figure, not our guess. Everything builds from there.
It models real resale loss, not a capped formula
We estimate how much the market actually discounts a car with an accident on its history — driven by damage severity, mileage, and age. The insurer’s "17c" formula instead starts at a hard 10% cap and shrinks from there.
We show our work
The full method is on our methodology page — no black box. You can see every assumption behind your number.
It's an estimate, not a promise
This is what the market evidence suggests you can reasonably argue for — not a guaranteed payout. Your actual recovery depends on your state, your evidence, and how hard you push.
RecoupPro gives you self-help information and document tools, not legal advice or a formal appraisal.
See the full methodologyRecoupPro provides self-help information and document tools, not legal advice. We are not a law firm and don't provide legal representation, and using this site does not create an attorney-client relationship. For advice about your own situation, consult a licensed attorney.